Monday, 30 June 2008

do you think money attracts money?

I'm sitting here drinking my cuppa before i go to work, and i was thinking i am really pleased with the amount of money that i have manged to get in the time...over the last few days i have managed to get.

£12 worth of sales on thursday in work
£18 worth of sales on friday in work
£30 part savings by using money off coupons
£20 hubby helped friend move his daughter used our van, did get £40 but treated kids to bk
£50 ebay sales
£53 cashback from quidco.. due to be paid out anytime

so i have managed to get a grand total of £183...to add to the daydrean fund..

so now my grand total now stands at ....£368.......

THERE THINGS THAT HAVE BEEN HAPPENING...... my one and only chook has gone broody..ooo bless so my pas.... Miss_phish and Rose_Sparky are going to send me some fertile eggs... ...cant wait..... know in my luck my chook will decide he hormones have gone back to normal...lol..

so will keep you updated .....


sorry for the lack of pics, but will try and add some, ..

see you all later....

Thursday, 26 June 2008

another rainy day

woke up this morning and its raining again... and they have forcasted MORE rain.. will def have to buy a pair of shabby chic wellies now....dont think my trainers will cope with much more in the garden...

last night i had a fruitfull night using money off coupons off my shopping, saved a massive £5. and only paid 53p.. i love happy scanners.....lol... so i have put £30 into my daydream fund so now its up to £185.

was messing round with the old calculator last night number crunching and if i want to reach my day dream target of 200k in 3 years................. wait for it..............i have got get just over £183 per day......i really think if i dont want to make a fool of myself and make this blog a laughing stock of blogland i better really start thinking about getting some big bucks in... ....

so if anyone reading this has got a fat cat job that pays mega money for someone to sit on their butt all day i am your person....

When i number crunched last night it did deflate me to be honest.... and put my on a bit of a downer.... but i cant let the girls ( and dave ) down on the shabby chic forum..... so going now to earn some pennies on slice the pie... which is a great way of earning some pennies.. if you havent heard of it... you review up and coming bands.... and you get paid for your opinion.. there is a sliding scale of the amount you get paid, it starts at 3p and goes to 15p per track.... i am a bit confused how they work it out,, but at mo all i want is money.. i am on 2 starts which is worth 5p per review.... this time round.. i am up to around the £6.50 mark.. so it does creep up....

going now as i got to earn/make /save/ LOADS OF MONEY.....

Wednesday, 25 June 2008

i've lost the plot

ok... i honestly thought it was wednesday yesturday when i wrote my blog... just sign me in to the looney bin right now and put yourselves out of the misery of reading my woffling notes....

today i think i am going to learn the basics of what day it is... as i am sure somewhere along the line this will come in very handy...

today i am hoping to knuckle down and list some things on turbo lister ready to upload tomorrow on ebay....i also need to write some business letters... to promote my business...and post htem out to potential suppliers...

yesturday ( tuesday) when i was sorting out the rags that come in ( my business is recycling textiles) i started putting items aside to do a car bott with.. i get loads of items in still with the tags on... so was thinking of taking them to a boot sales and sell things at 50p each.. let people have some bargins.. and me have some extra money for my day dream fund...even if i get £20 - £30 it will all help.... i have quite a few bike leathers in various condtions.. and helmets too so i think maybe a fiver each for them... as they are in the way now....i also got loads of levi jeans.... so maybe a £1 each for them.. get the old impluse buys flowing....

going to finish my cuppa now, do my sarnies for work.. and toddle off....

oooo ye as you have prob noticed i have added google ads on here.. i am also going to the person who helped me to do the blog ( you know who you are..lol.... so hide now ) to put the google search bar on here as well...... so if you fancy clicking on thse ads, and doing asearch when that is up and running feel free.. as i am hoping i can get a few pennies for my fund..( well you got to ask havent you hehehehehe)

take care peeps.... and dont forget who ever you are if you know me or not to leave comments... even if they are to say i am a twonk....

Tuesday, 24 June 2008

my wednesday whinge

oo what a flipping day.....trying to sort a major step in my business and.. its knock back after knock back... but hayho.. thats business for you... dont want to go into to much business talk, as it will take me away from my daydream....

found 50p today in work...hurrraaaaaay!!!!!!!! so that has gone into my saving tin, so once i open that up.. all wahts in there will be added to my total.... the halifax forms have come through.. so will fill them in, and start the ball rolling.. with the 10% savers account...

i am hoping to get some things ready to list on turbo lister tomorrow and thursday.. so hopefully some of them will sell.. i was suprised on sunday with balls of vintage wool selling, and i have quite a lot of it there so strike while the irons hot so to speak..... anyway boring entry today i know,, but will try and do a better one tomorrow... better go.. got to put the steaks on ready for tea..... dont worry didnt pay full wack, they were reduced down to 50p.....bargin....

Monday, 23 June 2008

one week since the start

wow doesnt time fly.. its one week since i started the blog....maybe i should have a party...lol..

well another monday morning. sitting here having my morning cuppa... thinking what money saving or earning thing i can do....??????

sold some things on ebay last night.... which theoretically should go into the business account, but i think i will put some of the money into my pot.... and put it down as wages.... i think from now on this is waht i will do, unless the business need more cashflow...

still waiting for the halifax paperwork to cme through so i can open a savers account at 10% interest.... but i was also thinking of opening a barclay or lloyds instant saver account.. i know its a low interest... but i can put my money into there.. instead of my current account.... where there is no interest... plus there will be no card to take the money out..l.ol..

so today is going to be trying to sort out a bit of structure to the money i am saving.... i also worked out ( if my maths are right ..which you will have to check) that when i hit £200... hopefully not long.. i would have save 0.01% of the 200k that would have bought a house currently on the market that i love...

so only another 99.99% to go.....lol...

Sunday, 22 June 2008

sunday supermarket shopping day

well its sunday morning, and i am here cutting out money off coupons that i have printed from the internet, there is also a £5 off a £30 spend in tesco couon in the news of the woeld newspaper, so i have just sent hubby up to the local newspaper shop to buy me 3 ...so i will use 2 today in 2 seperate shops which will just so happen to be just over the £30 mark, and i will also use some other money off coupons to try and maximise my savings....

Sunday is also another good day to go shopping in the supermarkets as they reduce stuff down at about 1 - 2 pm it is hit and miss.. but its worth going as you never know what you can get for literly pennies and stock up the freezer....

i am slowing getting back into my tightwad thrifty ways... without the family suffering.... no i will re-phrase that.. without them noticing.....i think its going to be an uphill struggle with the food shopping, as food prices are set to rise even higher.... they are predicting that fuel.. gas.. electricity... coal....and food is going to rise by approx 40% ...so at the moment i am going to make the most of the money off coupons.... as if they stopped excepting them i will be totally in cac street... as there is no way my weekly bufget would cope.... let alone trying to save some pennies from it....

so today's shopping i am going to try and start buying the staples to stock up.. and dog and cat food.... while the money off coupons are flowing..

my day dream fund is going to be a big struggle.... and is only going to be drip fed by small amounts... but i am determind with the help ( WELL THE BOOT UP THE BACKSIDE) from my shabby chic pals.. to stay forcused...

as not only do i want to hear biker boots around my daydream smallholding.. i want more chicken feet around there too.. to keep my one chicken, who lays me a beautifull egg everyday.. company...

Saturday, 21 June 2008

i am trying to get my head sorted to today.... and i am trying to get some sort of routine going.. so i can get as much done as poss, rather than sit on my butt when i come home from work.....

my work..... i owm my own textile recycling business which is very hard work.. i have been doing this for a year now, and i am still not taking a wage out, as i am trying to grow the business.. i have recently moved to a bigger unit.. so with the extra expense of the unit, advertising etc.. the business needs to fund an extra £200 per month.... before i even think about taking a wage.....today. saturday.. i had my parents helping me for a few hours to try and help me catch up with the sorting... and to be honest it looks as though we have done nothing.... so tomorrow again for a few hours.. they are coming over to help me....if/when i get on top of things.. i can list a few bits on ebay to help with my day dream fund....today i had quite a few things in still got the labels on.... i had one blouse which cost £100. and the person just threw it away.... i just cant work these people out..... more money than sense.. or should i say they still got room to spend on their credit cards....

This is just a small pile of rags to sort through
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I wish i could just instantly get money so i can go out and buy my dream home... but i am starting to take baby steps... to try and get the money, and in the mean time i am learning how to grow things in my garden....

i have now come to the idea of selling one of my trikes....i sold a pair of my bike boots that i loved... here they are..
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will take some pics when the weather is better to show you her...

going now to try and dig out my thrifty... saving.... penny pinching books..

see you all later.....

take care.....xxxxxx

Thursday, 19 June 2008

oooooppppps

looks as though those photos didnt turn out... will try again..

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First Things First

i think first things first i need to sort out my garden......i used to love doing the garden, and at one time i did have an allotment, but time and the lack of help from hubby ment it was not worth me keeping, plus there was a waiting list, and it wasnt fair on those other people who could have got good use out of it, unlike me.....being realistic it was a fair trek away, approx 10 miles, so now with the price of fuel ever increasing, it would not have been finacially viable now.
There is a fair bit of tidying up in the garde, and i know i have missed the main planting season, but i can still grow somethings... so over the next few weeks i will show you the progress of my garden..

In the big picture of things.... i think trying to grow some veg, even if its only enough for a few meals will help me save money...and i think this is going to be the backbone of my 3 year daydream fund... trying to grow and make as much as i can... and also make money fo coarse..

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Yesturday i banked £110. hurrraaaaaayyy so now i an on my way.....i also opned a Halifax saver account which is offering 10% interest, so i am going to set up a monthly payment of £25 and what ever i make during the months ahead i will make extra payment.....

ok not a lot of money, but its a start.... i know waht you are saying....these small amounts are not even cover the cost of the legal fees of buying a house let alone a smallholding..... and i totally agree with you, BUT its a start.....

Today is Thursaday and on thursdays gala bing do free bingo games at certain times of the day..... so i will have a game or 2.... hasnt cost me anything, andi have a very remote chance of winning.... well even if its £5...its something..... i am also going to start entering free compitions online again..... i won a pair of tickets to go and see some motorshow in january, but we could not go, so i sold them on ebay.. if i remember rightly i had about £30 odd quid for them.....

hope the photos have turned out ok on the blogg...lol....

sorry if my posts sound a bit boring, but i am still feeling my feet, well bikerboots.....and my head is exploding with ideas and thoughts on what to do to try and achieve my goal.... but if i write them all down at once... this part of the blof will be about 2 miles long and a total ramble.. and i would have frizzled myself out...

see you all soon......

Tuesday, 17 June 2008

The Plan of Action

today i was thinking about my plan of action.... in how i am going to get money to buy my dream home....

my first thought was to rob a bank.......which in reality is not an option....

beg......steal......borrow....... again not really good options....

so..... i think, first of all i need to make sure that our household finances are in order.... and that i stay within our weekly spend budget.... which i done a few months ago..... we have £120. per week to pay for food.......electric ( we are on tokens) petrol for the car and bike, coal in the winter.... and any other expense..... this was tight before prices of petrol and food started going up..... now its a night mare to be honest..... so i use a lot of money off coupons that i print off the interenet and from daily papers when they are in there....

I am now going to have to make full use of our garden and greenhouse.... to grow some food....We havent got a big garden, but if i can save some pennies.... even if i grow potatoes.... for a few meals.. it will be worth it, as the price of spuds in the supermarket is silly...

so tomorrow i will post some pics of my before garden.... and will keep you updated in pics on how it is doing..... i know its a bit late, but we can still get things growing....

going to dig out ( hahahaha excuse the pun) some of my books to give me some ideas on saving money around the house etc....

right i better go now as i dont want to bore you to tears.... plus i am still getting my head around this bolf thing...lol..

night night all......

Monday, 16 June 2008

a new week and a new start

well its a new week, and its a new start for me, a start on trying to make a dream that i have had for many years come true.

ever since i was a young girl i have dreamed of owning my own farm/smallholding, and for the last 15 odd years i have gone through phases of looking at properties in the paper and in estate agents, and now the internet. and seeing the prices of smallholdings just increase in price before my very eyes...on times it has made me ill...knowing there is no way i could afford my dream home....i allways thought by the time i was 40 i would be living in my perfect house... but now at nearly 42 i am still no closer, infact i am now further away than i ever was, with the prices and our debt.

so with the encouragement from all my pals on the shabby chic forum, i am going to try and see if i can try raise/save some money and achieve my dream.

i will aim for 3 years, so then i will be 45, so over the next 3 years or so you will have to put up with me moaning and groaning about how unrealistic all this is, unless i win the lottery...lol..

on the right hand side of my blog page i am going to keep a total of how much is in my day dream fund......but being realistic, i dont want my family to live like porpers just incase or more likely that i dont raise enough money.... so all my scrimping and saving has got to be done without them noticing, well what i mean is without me telling them what i am doing... i will just tell them we have got bills to pay etc..

oooo flip i feel as though i am on a blog to nowhere here...as the cheapest house that i have seen in the last week or so is 200k ... i know house prices are falling at the moment, but i dont think that this particular house will fall down to about a fifty quid...lol.... as thats what i have got at the moment.....

right i better get my butt into gear and start thinking about a plan of action for all this.....

see you all tomorrow.....

Thursday, 12 June 2008

HELLO

Welll i now have a lovely new blogg thanks to my shabby chic friends....... but the things is i havent got a flipping clue what to write or do....which to be honest is really typical of me...... full fuss about something.. that think ooooooo shit what do i do now.

i am only writing this now to shut them all up so they can see i have actually started to write something...lol..

the thing is they dont know i am going away tomorrow for the weekend to a local bike rally down the gower... which is a very beautiful part of swansea...

so imagine the scene.... a field... in the middle of nowhere.. with loads of bikers.. tents....a marque.... with live music... and most of ........B O O Z E.......and hopefully some beautifull weather.....so tonight i am trying to get things organised ready for tomorrow....

oooooo ye... sorry to be rude.... and not introduce myself properly to you lot reading this, but that will have to wait for when i come back after the weekend..... and when i have got rid of the effects of the weekend with a load of pain killers for the mega hangover i normally get..which to me is a sign that i had a good rally.... with all my biker friends...... i will try and take some pics of the weekend...

hope this is ok for my first post.......and dont forget to call back and visit me.. so i can put you in the picture.... ( well not really, you will not be in an actual picture....as i dont have a picture of you, as i dont know who you are... ) about what my blog is going to be all about....